What is the most tax-efficient way to take money from my limited company?

For most director-shareholders, a combination of a small salary (around the National Insurance threshold) and dividends is the most tax-efficient approach. We calculate the optimal split for your circumstances each year.

Should I operate as a sole trader or limited company in Brighton?

The right structure depends on your profit level, risk profile, and future plans. Limited companies typically become more tax-efficient above around £30,000-£35,000 profit, but there are other factors. We give you a numbers-based answer specific to your situation.

Can Fitzpatrick Co help with business growth planning?

Yes. We advise on cash flow planning, profit improvement, pricing strategy, and the financial implications of hiring, investing, or expanding. We aim to be the people you call before making a decision, not after.

Business Advisory

Business Advisory Brighton

Straight commercial advice from an accountant with 31 years of experience — business structure, profit extraction, growth planning and financial decision-making for Brighton businesses

Free consultation Call 07534 476727

What this means

An accountant who gives you answers

Straight answers

Every question gets a direct answer. We don’t pad responses with caveats to protect ourselves. We tell you what we actually think.

Numbers-based

We use your actual figures — not generic benchmarks. The advice is specific to your situation, not a template.

Commercially minded

31 years in accounting means we’ve seen most business situations before. We give practical advice, not textbook answers.

Available when you need it

We pick up the phone. When you’re facing a decision, you don’t want to wait three days for a callback.

Certified partners:

✓ MTD Ready

“The right specialist accountant pays for themselves — many times over.”

— James Fitzpatrick, Fitzpatrick Co

Get in touch

📞 07534 476727 📧 info@fitzpatrickco.uk 💬 WhatsApp us

Advisory areas

What we advise on

Business advisory isn’t a vague service — it means calling us with a real question and getting a straight answer based on 31 years of experience and your actual numbers. Not a hedge. Not a referral elsewhere. An answer.

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Business Structure

Sole trader vs limited company — modelled with your actual numbers. Honest about when incorporation makes sense and when it doesn’t.

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Profit Extraction

How to take money from your business in the most tax-efficient way — salary, dividends, pension, or a combination.

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Growth Planning

Scaling your business — cash flow implications, structure decisions, and the financial side of taking on staff or premises.

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Business Partnerships

Bringing in a partner or investor — shareholder agreements, profit sharing structures, and the tax implications.

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Exit Planning

Selling your business or winding it down — Business Asset Disposal Relief, timing, and structuring the sale tax-efficiently.

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Cash Flow

Managing cash flow as you grow — forecasting, timing of VAT and tax payments, and working capital planning.

How it works

Simple to get started

Most clients are up and running within a week.

Free discovery call

Tell us about your situation. We listen, ask the right questions, and give you an honest picture of how we can help — no obligation.

Clear, fixed proposal

A straightforward proposal with a fixed fee and precise list of what's included. No ambiguity, no hidden extras.

Smooth onboarding

We handle the switch from your previous accountant and set up your cloud accounting software. Quick and painless.

Ongoing partnership

We flag deadlines, spot tax-saving opportunities, and keep you informed year-round — not just a once-a-year filing service.

Common questions

Frequently asked questions

Is business advisory a separate service or included in my accounts?

For regular clients, straightforward advisory questions are included as part of the relationship — we don’t charge for every phone call. More detailed work (modelling scenarios, exit planning, major restructuring) is quoted separately.

Can you help me decide whether to go limited?

Yes — this is one of the most common questions we answer. We model both scenarios with your actual income and tell you clearly whether incorporation saves you money and when.

I’m growing fast and need financial guidance — where do you start?

A free discovery call is the right place. We understand where you are, where you’re trying to get to, and what the financial decisions are that matter most right now.

Do you work with startups?

Yes. We work with businesses at every stage — from the very beginning through to exit. Early-stage advice on structure and setup is some of the most valuable we give.